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寻找财务顾问

了解我们如何帮助您实现财务目标.


让我们制定一个计划

Patelco投资解决方案,可通过CUSO金融服务,L.P. (慢性疲劳综合症)1, is committed to partnering with you to provide sound 财务规划 at every step of your personal journey.

我们的专业和经验丰富的慢性疲劳综合症财务顾问将花时间讨论您的独特需求, 然后制定一个计划,帮助你走上正确的轨道,实现你的财务目标.

可访问的分支内服务

作为Patelco的成员, 请您安排一个免费的, 与我们的慢性疲劳综合症财务顾问进行客观的咨询. 在这次信息丰富的讨论中,了解我们如何帮助您实现目标. 主题可以包括以下任何一个:

退休准备
  • 展期的策略
  • 个人退休账户,罗斯个人退休账户,401(k)和403(b)计划
  • 退休计划
  • 收入分配计划
  • 信托及遗产规划
投资及保险
  • 管理账户
  • 共同基金、股票和债券
  • 固定年金和可变年金
  • 税收优惠的投资
  • 大学储蓄计划
  • 人寿保险

了解更多关于慢性疲劳综合症财务顾问的信息. 查看我们的投资专业人士的背景 美国金融业监管局的BrokerCheck .

搜索 财务顾问

安排一个免费的咨询,顾问可以亲自或在线提供.

慢性疲劳综合症 财务顾问

Darryl Hall, CRPC®

财务顾问

CUSO Financial Services, L.P.1

金牌标兵,名人堂制作人

Darryl Hall,特许退休计划顾问SM,  相信设定和实现目标与运气无关, 而是寻求有经验的投资建议, 建立信心, 制定策略, 依靠团队合作. 通过采用务实和实际的方法, 他帮助他的客户实现这种平衡——提供一个有教育意义的观点.

"It's important to personalize strategies and ensure follow-through to meet each client's unique needs. 自2000年以来, 我有机会分析和审查客户的资产, 提供全面的建议, 并提供有价值的第二意见."

Darryl为他的客户定制投资计划. He has the experience and knowledge level necessary to help clients in the accumulation phase and 退休收入 phase. 他还擅长税收优惠投资、遗产规划和留下遗产.

服务区域:

柑橘的高度, 埃尔克格罗夫, 福尔松的, 罗斯维尔, 萨克拉门托

联系信息:

dhall@r-kirishima.com

电话:916.683.8404

手机:916.397.6134

传真:925.847.1919

1300 E. 比德韦尔圣. 加利福尼亚州福尔松市155号,邮编95630

CA保险许可证:0D10437

请求预约

Darryl Hall,特许退休计划顾问SM,  相信设定和实现目标与运气无关, 而是寻求有经验的投资建议, 建立信心, 制定策略, 依靠团队合作. 通过采用务实和实际的方法, 他帮助他的客户实现这种平衡——提供一个有教育意义的观点.

"It's important to personalize strategies and ensure follow-through to meet each client's unique needs. 自2000年以来, 我有机会分析和审查客户的资产, 提供全面的建议, 并提供有价值的第二意见."

Darryl为他的客户定制投资计划. He has the experience and knowledge level necessary to help clients in the accumulation phase and 退休收入 phase. 他还擅长税收优惠投资、遗产规划和留下遗产.

JR Pablo,注册会计师®

财务顾问

CUSO Financial Services, L.P.1

金牌标兵,名人堂制作人

JR is a Certified Financial Planner™ who has built a solid reputation on caring about his clients by formulating a plan, 围绕这个计划选择投资, 随着时间的推移跟踪和监控这些投资. 当客户向他寻求建议和计划时, they experience a financial advisor who cares about creating a full-service financial plan that makes sense.

“我建议根据每个客户的独特情况量身定制策略和计划. 我这样做是为了最好地帮助Patelco成员实现他们的财务目标."

他总是关注客户的个人需求, 为任何寻求他经验的客户带来价值, 包括退休计划, 代际资产管理, 以及税收优惠的投资. 了解许多投资机会, he specializes in the analysis and review of existing client assets and providing valuable second opinions.

注册财务规划师标准委员会. 拥有CFP®认证标志, 注册财务规划师™和联邦注册CFP(火焰设计)在美国.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

服务区域:

丹维尔,圣拉蒙-市中心

联系信息:

jrpablo@r-kirishima.com

电话:925.855.2409

手机:925.785.9487

传真:925.847.1919

哈茨大街310号.加州丹维尔市94526

CA保险许可证:0D53333

请求预约

JR is a Certified Financial Planner™ who has built a solid reputation on caring about his clients by formulating a plan, 围绕这个计划选择投资, 随着时间的推移跟踪和监控这些投资. 当客户向他寻求建议和计划时, they experience a financial advisor who cares about creating a full-service financial plan that makes sense.

“我建议根据每个客户的独特情况量身定制策略和计划. 我这样做是为了最好地帮助Patelco成员实现他们的财务目标."

他总是关注客户的个人需求, 为任何寻求他经验的客户带来价值, 包括退休计划, 代际资产管理, 以及税收优惠的投资. 了解许多投资机会, he specializes in the analysis and review of existing client assets and providing valuable second opinions.

注册财务规划师标准委员会. 拥有CFP®认证标志, 注册财务规划师™和联邦注册CFP(火焰设计)在美国.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

简·克鲁格,注册会计师®

财务顾问

CUSO Financial Services, L.P.1

黄金标兵

在帮助别人实现财务目标时,信心是至关重要的. Jane Krueger是一名注册理财规划师,她理解并尊重这种需求. 20多年来,她一直为客户提供投资和退休需求方面的咨询服务. 简擅长分析客户的投资组合, giving an honest and unbiased evaluation of every situation - creating a customized retirement plan for clients to implement.

Patelco成员想知道如何实现他们的目标. 然后他们希望有人帮助他们采取行动. 我在这里是为了用行动而不是拖延来帮助改变生活."

通过使用目标导向的方法, 她向客户提供增长策略, 资产保全, 退休收入, 长期护理解决方案.

注册财务规划师标准委员会. 拥有CFP®认证标志, 注册财务规划师™和联邦注册CFP(火焰设计)在美国.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

服务区域:

旧金山,奥克兰

联系信息:

简.krueger@r-kirishima.com

电话:415.442.7193

传真:415.778.2762

加利福尼亚州旧金山第2街124号,邮编94105

CA保险许可证:0C14959

请求预约

在帮助别人实现财务目标时,信心是至关重要的. Jane Krueger是一名注册理财规划师,她理解并尊重这种需求. 20多年来,她一直为客户提供投资和退休需求方面的咨询服务. 简擅长分析客户的投资组合, giving an honest and unbiased evaluation of every situation - creating a customized retirement plan for clients to implement.

Patelco成员想知道如何实现他们的目标. 然后他们希望有人帮助他们采取行动. 我在这里是为了用行动而不是拖延来帮助改变生活."

通过使用目标导向的方法, 她向客户提供增长策略, 资产保全, 退休收入, 长期护理解决方案.

注册财务规划师标准委员会. 拥有CFP®认证标志, 注册财务规划师™和联邦注册CFP(火焰设计)在美国.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

南希·马丁内斯

财务顾问

CUSO Financial Services, L.P.1

黄金标兵

作为中心的财务顾问, 南希·马丁内斯热衷于帮助客户和他们的家庭实现他们的财务目标. 每建立一段关系,她都会与客户进行深入的会面, 回顾当前的储蓄和投资计划, 以及获得对他们的长期和短期财务目标的深刻理解. 南希利用这些信息制定了详细的财务策略.

“Patelco的成员很感激我在这里指导他们完成财务规划过程. 当我可以帮助他们制定一个他们可以承诺和理解的计划时, 我知道我已经尽了他们顾问的职责. 这就是我们在这个过程中成为合作伙伴的时候.”

因为每个客户都有不同的金融需求, 南希很自豪能为他们提供规划未来所需的技能和知识, 包括向客户介绍当今可用的许多投资选择. 她致力于与客户建立一个舒适的工作环境, 提供可靠财务解决方案的定制计划.

服务区域:

达利城,圣马特奥,SF日落/诺列加,圣布鲁诺

联系信息:

nmartinez@r-kirishima.com

电话:650.827.8715

传真:925.847.1919

1050海军上将Ct. 加州圣布鲁诺F室,邮编94066

CA保险许可证:0H51392

Hablo西班牙语

请求预约

作为中心的财务顾问, 南希·马丁内斯热衷于帮助客户和他们的家庭实现他们的财务目标. 每建立一段关系,她都会与客户进行深入的会面, 回顾当前的储蓄和投资计划, 以及获得对他们的长期和短期财务目标的深刻理解. 南希利用这些信息制定了详细的财务策略.

“Patelco的成员很感激我在这里指导他们完成财务规划过程. 当我可以帮助他们制定一个他们可以承诺和理解的计划时, 我知道我已经尽了他们顾问的职责. 这就是我们在这个过程中成为合作伙伴的时候.”

因为每个客户都有不同的金融需求, 南希很自豪能为他们提供规划未来所需的技能和知识, 包括向客户介绍当今可用的许多投资选择. 她致力于与客户建立一个舒适的工作环境, 提供可靠财务解决方案的定制计划.

赫克托耳Siqueiros

财务顾问

CUSO Financial Services, L.P.1

拥有近20年的金融服务经验, 赫克托致力于成为客户的合作伙伴. 他会花时间倾听和理解客户的目标和需求. 他提供了全面的, personalized recommendations and helps ensure his clients fully understand their options before moving forward.

“我相信每个客户都应该得到有效和及时的服务, 作为他们的财务顾问,我有权要求他们这么做. I maintain high personal standards for serving each client and assisting to guide them to solutions that meet their unique financial goals."

赫克托以建立长期关系为荣, 并帮助客户规划他们的整个财务生活, 不仅仅是他们眼前的投资需求. 他毕业于圣克拉拉大学利维商学院,获得学士学位.S. 在金融领域.

服务区域:

布伦特伍德,卡斯特罗谷,都柏林,弗里蒙特,利弗莫尔,普莱森顿

联系信息:

hsiqueiros@r-kirishima.com

电话:510.784.5036

手机:408.858.2991

3公园广场,都柏林,CA 94568

CA保险许可证:0B31176

Hablo西班牙语

请求预约

拥有近20年的金融服务经验, 赫克托致力于成为客户的合作伙伴. 他会花时间倾听和理解客户的目标和需求. 他提供了全面的, personalized recommendations and helps ensure his clients fully understand their options before moving forward.

“我相信每个客户都应该得到有效和及时的服务, 作为他们的财务顾问,我有权要求他们这么做. I maintain high personal standards for serving each client and assisting to guide them to solutions that meet their unique financial goals."

赫克托以建立长期关系为荣, 并帮助客户规划他们的整个财务生活, 不仅仅是他们眼前的投资需求. 他毕业于圣克拉拉大学利维商学院,获得学士学位.S. 在金融领域.

杰长

财务顾问

CUSO Financial Services, L.P.1

作为一个经验丰富的专业人士, 杰长 is keenly aware that timing and a hands-on approach to investing is essential in today's world of investments. 拥有近30年的从业经验, Jay provides a comprehensive perspective to manage a client's financial plans across both up and down markets. He enjoys helping them understand and plan their personal road to retirement and beyond – to the years during retirement.

"I'm honored to be here to help Patelco members find the answers they need to plan for and enjoy their retirement years."

在过去的三十年里,Jay赢得了无数客户的信任和钦佩. 他明白每个人的风险承受能力和投资目标都是独一无二的. 对每一个客户关系都采用见多识广、久经考验的观点, 杰伊教育家庭和个人,帮助他们规划通往成功的道路.

服务区域:

康科德,拉斐特,核桃溪,费尔菲尔德

联系信息:

jlong@r-kirishima.com

电话:925.327.2333

传真:925.227.6382

加利福尼亚州拉斐特市Mt Diablo大道3498号A套房,邮编94549

CA保险许可证:0E85709

请求预约

作为一个经验丰富的专业人士, 杰长 is keenly aware that timing and a hands-on approach to investing is essential in today's world of investments. 拥有近30年的从业经验, Jay provides a comprehensive perspective to manage a client's financial plans across both up and down markets. He enjoys helping them understand and plan their personal road to retirement and beyond – to the years during retirement.

"I'm honored to be here to help Patelco members find the answers they need to plan for and enjoy their retirement years."

在过去的三十年里,Jay赢得了无数客户的信任和钦佩. 他明白每个人的风险承受能力和投资目标都是独一无二的. 对每一个客户关系都采用见多识广、久经考验的观点, 杰伊教育家庭和个人,帮助他们规划通往成功的道路.

约翰Borbon

财务顾问

CUSO Financial Services, L.P.1

约翰Borbon builds life-long relationships with his clients in order to deliver a full-service customer experience - combining personal attention, 财务规划, 退休建议.

"I strive to help each of my clients plan for their financial future through comprehensive analysis with their goals in mind. My passion is for educating clients about investing and retirement planning and ultimately making a difference in their lives."

约翰坚信每个投资者都是独一无二的,投资是非常个人化的. 拥有最高水平的职业操守, John recommends tailor-made strategies based on each client's individual situation to help them reach their financial goals.

服务区域:

丹维尔,海沃德,圣莱安德罗,圣拉蒙-市中心

联系信息:

jborbon@r-kirishima.com

电话:925.855.2408

传真:925.847.1919

加州丹维尔哈茨大街310号,邮编94526

CA保险许可证:0J14617

请求预约

约翰Borbon builds life-long relationships with his clients in order to deliver a full-service customer experience - combining personal attention, 财务规划, 退休建议.

"I strive to help each of my clients plan for their financial future through comprehensive analysis with their goals in mind. My passion is for educating clients about investing and retirement planning and ultimately making a difference in their lives."

约翰坚信每个投资者都是独一无二的,投资是非常个人化的. 拥有最高水平的职业操守, John recommends tailor-made strategies based on each client's individual situation to help them reach their financial goals.

列夫Tinsley

财务顾问

CUSO Financial Services, L.P.1

雷夫·廷斯利的目标是改变他的客户的生活. 在他职业生涯的早期, 他了解到,发展关系和信任是财务咨询不可或缺的一部分. He meets each client from the perspective of "how can we work together to give you confidence and success within your investment goals".

帮助客户实现他们的财务目标是重中之重. 客户是否在积累财富, 为一项重大开支做计划, 或者即将退休, he assists in guiding them to solutions that fit the stage they are in with a long-term plan always in mind.

他的优势在于倾听和了解客户的需求, 与此同时,解释并帮助他们在过程中感到舒适. 拥有多年的金融服务经验, 雷夫·廷斯利是一个关心客户未来财务状况的问题解决者.

服务区域:

诺瓦托,罗内特公园,圣罗莎

联系信息:

ltinsley@r-kirishima.com

电话:707.573.7885

传真:925.847.1954

克利夫兰大道1965号.加州圣罗莎,95401

CA保险许可证:0L71317

请求预约

雷夫·廷斯利的目标是改变他的客户的生活. 在他职业生涯的早期, 他了解到,发展关系和信任是财务咨询不可或缺的一部分. He meets each client from the perspective of "how can we work together to give you confidence and success within your investment goals".

帮助客户实现他们的财务目标是重中之重. 客户是否在积累财富, 为一项重大开支做计划, 或者即将退休, he assists in guiding them to solutions that fit the stage they are in with a long-term plan always in mind.

他的优势在于倾听和了解客户的需求, 与此同时,解释并帮助他们在过程中感到舒适. 拥有多年的金融服务经验, 雷夫·廷斯利是一个关心客户未来财务状况的问题解决者.

摩尼Budwal

财务顾问

CUSO Financial Services, L.P.1

摩尼Budwal为投资和财务规划带来了丰富的经验. His diverse background and training enables him to help clients pursue their long and short-term financial goals through comprehensive, 个性化理财规划.


“我坚信意识和教育的重要性. I find that Patelco members often times don’t know about the kind of solutions that are available for them to help achieve their goals. It brings me a lot of happiness to financially educate our members and know that I have impacted them and their family's lives for the better.”


Mani believes that a client-focused approach to 财务规划 helps to ensure that recommended solutions encompass each client's goals, 时间范围和风险承受能力. He specializes in investment analysis and works closely with his clients to develop a customized financial strategy that they are comfortable embracing.

服务区域:

米尔皮塔斯,森尼维尔,坎贝尔,红木城,圣克拉拉,圣何塞-阿尔马登,圣何塞-东部

联系信息:

mbudwal@r-kirishima.com

电话:408.541.3705

传真:925.847.1919

加利福尼亚州森尼维尔市卡米诺大道332号,邮编94087

CA保险许可证:0K91624

请求预约

摩尼Budwal为投资和财务规划带来了丰富的经验. His diverse background and training enables him to help clients pursue their long and short-term financial goals through comprehensive, 个性化理财规划.


“我坚信意识和教育的重要性. I find that Patelco members often times don’t know about the kind of solutions that are available for them to help achieve their goals. It brings me a lot of happiness to financially educate our members and know that I have impacted them and their family's lives for the better.”


Mani believes that a client-focused approach to 财务规划 helps to ensure that recommended solutions encompass each client's goals, 时间范围和风险承受能力. He specializes in investment analysis and works closely with his clients to develop a customized financial strategy that they are comfortable embracing.

Sebastien Tomescu

财务顾问

CUSO Financial Services, L.P.1

有近十年的信用社工作经验, Sebastien热衷于帮助Patelco成员实现财务健康. He is equipped with a full range of 财务规划 strategies tailored to each person's unique circumstances. 他发展得很深, long-term relationships and will carefully assess each member's risk tolerance and time horizon to help them make informed investment decisions.

"My goal is to ensure our members spend less time concentrating on the financial aspect of their lives and more time pursuing the things that matter most to them."

Sebastien has many years of comprehensive financial background experience and looks forward to meeting you and learning about your needs and aspirations.

服务区域:

费尔菲尔德,拉斐特,康科德,核桃溪,伯克利

联系信息:

赛.tomescu@r-kirishima.com

电话:707.399.1968

传真:925.847.1919

特拉维斯大道3101号. 加州费尔菲尔德市A室,邮编94534

CA保险许可证:4038951

请求预约

有近十年的信用社工作经验, Sebastien热衷于帮助Patelco成员实现财务健康. He is equipped with a full range of 财务规划 strategies tailored to each person's unique circumstances. 他发展得很深, long-term relationships and will carefully assess each member's risk tolerance and time horizon to help them make informed investment decisions.

"My goal is to ensure our members spend less time concentrating on the financial aspect of their lives and more time pursuing the things that matter most to them."

Sebastien has many years of comprehensive financial background experience and looks forward to meeting you and learning about your needs and aspirations.

慢性疲劳综合症 金融协会

玛德琳Siano-Portillo

财务助理

CUSO Financial Services, L.P.1

玛德琳Siano

联系信息:

msiano@r-kirishima.com

电话:510-728-2212

, ,

安吉普拉萨德

财务助理

CUSO Financial Services, L.P.1

CUSO财务助理安吉普拉萨德图片.

联系信息:

aprasad@r-kirishima.com

电话:925.598.3955

车lina表象

持牌财务助理

CUSO Financial Services, L.P.1

车lina表象, CUSO Financial Services的持证金融助理.

联系信息:

cphan@r-kirishima.com

电话:925.460.4657

, ,

CA保险许可证:4023912

Coreen Woehl

持牌财务助理

CUSO Financial Services, L.P.1

Coreen Woehl, CUSO Financial Services的财务助理.

联系信息:

cwoehl@r-kirishima.com

电话:916.864.5950

, ,

CA保险许可证:4243180

桑德拉·冈萨雷斯

持牌财务助理

CUSO Financial Services, L.P.1

桑德拉·冈萨雷斯的照片,财务助理,CUSO.

联系信息:

sgonzalez@r-kirishima.com

电话:925.460.4642

, ,

CA保险许可证:0I76450

Hablo西班牙语

你准备好退休了吗?

退休之路需要仔细导航和规划. 你准备好了吗?? 现在就掌握自己的未来,让你的黄金岁月熠熠生辉!

    所有的道路都通向退休,为这一重要的生活事件存钱,从你开始工作的时候就开始了. 有了国税局的税收优惠,我们可以为自己的退休储蓄,这很容易. 也更便宜, if you invest in some solid stock funds and let the global economic growth build your assets over your lifetime. 随着人们临近退休,他们几乎本能地希望转向安全和保守的投资. 我明白了, 但我总是要提醒客户,在65岁的时候, 你可能离你的长期目标还有二三十年的距离.
    对货币市场储蓄和定期存单的投资从未跟上通胀和税收的步伐. 事实上, 每20年一次, 我们的钱的价值只有他们的一半,或者说购买力只有他们的一半. 幸运的是,有一些产品可以提供本金保护,并从市场指数中获得潜在增长.
    一个好的财务顾问可以帮助你投资, 积累, 巩固并最终计划分配你的退休资产给你

常见问题

  • Patelco提供多种投资选择,从自助服务中选择, 无袖长衫建议, 以及传统的财务咨询服务. 安排咨询我们的慢性疲劳综合症财务顾问之一,以找到合适的选择.

    Our financial advisors will provide you with a complimentary financial consultation and can create a customized investment strategy with retirement analysis. 我们致力于让我们的会员走上财务健康的道路.

    理财顾问会就你的目标向你咨询, 创建一个定制的投资计划, 然后积极地为你管理投资. 财务顾问可以接触到各种各样的投资选择, 他们还经常为遗产规划提供指导, 税, 和保险.

1 非存款投资产品和服务是通过CUSO Financial services, L.P. (“中心”),注册经纪交易商(会员) 美国金融业监管局/SIPC)和美国证券交易委员会注册投资顾问. 通过慢性疲劳综合症: 提供的产品不属于NCUA/NCUSIF或其他联邦保险, 难道不是信用合作社的担保或义务吗, 并可能涉及投资风险,包括可能损失本金. 投资代表须透过中心注册. 帕特尔科信用合作社 has contracted with 慢性疲劳综合症 to make non-deposit investment products and services available to credit union members.

财务顾问 are registered to conduct securities business and licensed to conduct insurance business in limited states. 应对, 或与…接触, residents of other states will be made only upon compliance with applicable licensing and registration requirements. 本网站的资料只供美国政府使用.S. 仅供居民使用,不构成要约出售, 或向美国以外的人发出购买经纪服务的要约.

注册财务规划师标准委员会. 拥有CFP认证标志®,注册理财规划师 以及在美国联邦注册的CFP(带有火焰设计).S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

比较

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